<p><strong>What role you will play in team:</strong> As a Credit Risk Analyst, you will be part of a team responsible for assessing and managing credit risks associated with loan applications and existing portfolios.</p><p><strong>What you will do:</strong> You will analyze borrower creditworthiness, evaluate loan applications, and monitor credit risk exposures.</p><p><strong>Key responsibility:</strong><ul><li>Analyze borrower financial statements and credit reports.</li><li>Assess credit risk using various models and techniques.</li><li>Evaluate loan applications and make creditworthiness recommendations.</li><li>Monitor credit risk exposures and identify potential problems.</li><li>Develop and maintain credit risk policies and procedures.</li><li>Prepare credit risk reports and presentations.</li><li>Collaborate with other departments to manage credit risk effectively.</li><li>Stay current on credit risk management best practices.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent understanding of credit risk management principles.</li><li>Experience with credit scoring models and techniques.</li><li>Proficiency in financial modeling and analysis.</li><li>Excellent communication and reporting skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits.</li><li>Professional development opportunities.</li><li>Opportunities for career advancement within a leading bank.</li><li>Comprehensive health insurance.</li><li>Employee assistance programs.</li></ul></p><p><strong>A Day in the Life:</strong>  A typical day will involve reviewing loan applications, analyzing financial data, preparing reports, and working closely with other members of the credit risk team to ensure responsible and profitable lending practices.</p>