<p><b>What role you will play in team:</b> You will be a part of a dynamic team responsible for assessing and mitigating credit risks within the bank.  Your analysis will directly impact lending decisions and contribute to the bank's overall financial stability.</p><p><b>What you will do:</b> You will analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of borrowers. You'll also develop and maintain credit risk models.</p><p><b>Key responsibility:</b><ul><li>Conduct thorough credit risk assessments of individual and corporate borrowers.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor borrower performance and identify potential credit issues.</li><li>Prepare credit risk reports and presentations for senior management.</li><li>Collaborate with other departments to ensure effective risk management.</li><li>Stay updated on industry best practices and regulatory changes related to credit risk.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in financial modeling and statistical software (e.g., Excel, SAS, R).</li><li>Excellent communication and presentation skills.</li><li>Understanding of credit risk management principles.</li><li>Experience with credit scoring models is a plus.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career growth.</li><li>Dynamic and collaborative work environment.</li><li>Comprehensive health insurance.</li><li>Paid time off.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves reviewing financial statements, building models, attending team meetings, and presenting findings to senior management. You will constantly collaborate with colleagues to ensure efficient risk assessment and management.</p>