<p><b>What role you will play in team:</b> Contribute to a team dedicated to assessing and mitigating credit risks for the bank’s loan portfolio. Your work directly impacts decision-making on loan applications.</p><p><b>What you will do:</b> Analyze financial information to assess creditworthiness of borrowers, and prepare comprehensive reports and recommendations. You will interact with internal stakeholders, and apply analytical models.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements and industry trends for creditworthiness evaluation.</li><li>Assess credit risk using various models and techniques.</li><li>Prepare credit reports and recommendations for credit applications.</li><li>Collaborate with relationship managers and other stakeholders.</li><li>Monitor loan performance and identify potential risks.</li><li>Maintain detailed records and documentation.</li><li>Maintain compliance with banking regulations and internal policies.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor’s degree in Finance, Accounting, Economics or related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Excel, SQL, and financial modeling software (preferred).</li><li>Understanding of financial statements and credit risk principles.</li><li>Excellent written and verbal communication skills.</li><li>Attention to detail and accuracy.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive compensation and benefits.</li><li>Professional development opportunities.</li><li>Dynamic and collaborative work environment.</li><li>Comprehensive training programs.</li><li>Health benefits.</li><li>Performance-based incentives.</li></ul></p><p><b>A Day in the Life:</b> A day involves reviewing financial statements, developing credit reports, and collaborating with team members.  There are opportunities for professional learning and contribution to impactful decisions.</p>