<p><b>What role you will play in team:</b> You will be responsible for evaluating credit applications and making lending decisions, contributing directly to the bank's lending portfolio.</p><p><b>What you will do:</b> You’ll analyze financial information, assess risk, and ensure compliance with regulatory guidelines while making informed credit decisions.</p><p><b>Key responsibility:</b><ul><li>Review and analyze credit applications, including financial statements and supporting documentation.</li><li>Assess credit risk and determine appropriate credit limits and terms.</li><li>Make informed lending decisions based on creditworthiness.</li><li>Ensure compliance with all relevant regulatory requirements.</li><li>Maintain accurate records and documentation.</li><li>Collaborate with other departments, such as sales and operations.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>Experience in credit underwriting or a related field (preferred).</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication and interpersonal skills.</li><li>Knowledge of credit risk principles and regulatory requirements.</li><li>Proficiency in Microsoft Office Suite.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Supportive and collaborative work environment.</li><li>Comprehensive health insurance.</li><li>Generous paid time off.</li></ul></p><p><b>A Day in the Life:</b> A day involves reviewing loan applications, conducting risk assessments, interacting with internal and external clients, and ensuring adherence to lending regulations.</p>