<p><b>What role you will play in team:</b> You will be a part of a dynamic team responsible for assessing and managing credit risk within the bank.  Your work will directly impact lending decisions and contribute to the overall financial health of the institution.  You will learn from experienced professionals and contribute to a collaborative environment.</p><p><b>What you will do:</b> Analyze financial data, credit reports and other relevant documents to assess creditworthiness of loan applicants.  Prepare credit reports and make recommendations to senior credit officers. You will learn and apply various credit scoring models.</p><p><b>Key responsibility:</b><ul><li>Conduct thorough credit risk assessments for various loan products.</li><li>Analyze financial statements and credit reports to evaluate creditworthiness.</li><li>Prepare comprehensive credit reports and recommendations for loan approval or denial.</li><li>Maintain accurate records of credit applications and approvals.</li><li>Collaborate with other team members and stakeholders to ensure efficient and effective credit processes.</li><li>Identify and mitigate potential credit risks.</li><li>Stay abreast of regulatory changes and best practices in credit risk management.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent attention to detail and accuracy.</li><li>Proficiency in Microsoft Excel and other financial software.</li><li>Understanding of basic credit principles and risk management concepts.</li><li>Good communication and interpersonal skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>A supportive and collaborative work environment.</li><li>Comprehensive training program.</li><li>Health insurance.</li><li>Paid time off.</li></ul></p><p><b>A Day in the Life:</b> You will start your day by reviewing incoming loan applications.  You will analyze financial data, prepare credit reports, and make recommendations to senior credit officers.  You will also participate in team meetings and training sessions.</p>