<p><strong>What role you will play in team:</strong> You will work within the credit risk team, helping to evaluate the risk of issuing credit cards to new and existing applicants.</p><p><strong>What you will do:</strong> You will use data analysis and credit scoring models to assess risk and make recommendations on credit limits.</p><p><strong>Key responsibility:</strong><ul><li>Analyze credit applications, using statistical models and financial data.</li><li>Develop and maintain credit scoring models.</li><li>Monitor credit risk performance and identify areas for improvement.</li><li>Collaborate with other teams to optimize credit risk strategies.</li><li>Ensure compliance with regulatory requirements.</li><li>Contribute to the development of new risk management policies and procedures.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in statistics, mathematics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in statistical software (e.g., SAS, R).</li><li>Understanding of credit scoring and risk assessment methodologies.</li><li>Experience with large datasets.</li><li>Excellent communication skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional growth and development.</li><li>Positive and supportive work environment.</li><li>Comprehensive health and wellness programs.</li><li>Employee discounts.</li></ul></p><p><strong>A Day in the Life:</strong> Your day consists of analyzing data, developing and testing models, collaborating with colleagues, and preparing reports for management.</p>