<p><strong>What role you will play in team:</strong> You will be responsible for assessing and managing credit risk for individual loan applications within the organization.</p><p><strong>What you will do:</strong> You will review application documents, conduct field visits (if needed), and make creditworthiness determinations.  You will prepare credit reports and recommendations for loan approval.</p><p><strong>Key responsibility:</strong><ul><li>Review loan applications and supporting documentation.</li><li>Conduct field visits to assess borrower's financial situation and creditworthiness.</li><li>Prepare detailed credit reports and recommendations for loan approval.</li><li>Monitor loan performance and identify potential risks.</li><li>Maintain accurate records of all credit activities.</li><li>Adhere to company's credit policies and procedures.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Commerce, Finance, or a related field.</li><li>Knowledge of credit appraisal techniques.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication and interpersonal skills.</li><li>Ability to work independently and as part of a team.</li><li>Experience with MS Office.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and performance-based incentives.</li><li>Health insurance coverage.</li><li>Professional development opportunities.</li><li>Company-sponsored training programs.</li><li>Growth opportunities within the organization.</li></ul></p><p><strong>A Day in the Life:</strong> A day would involve reviewing loan applications, conducting field checks, preparing reports and following up on outstanding documentation.  You will be collaborating with your team to meet daily targets.</p>