<p><strong>What role you will play in team:</strong> You will be a part of a dynamic team assessing creditworthiness of individuals and businesses.  You'll contribute to crucial decision-making processes, ensuring financial stability.</p><p><strong>What you will do:</strong> Analyze financial statements, credit reports, and other relevant data to assess credit risk. You will prepare detailed credit reports and present findings to senior team members.</p><p><strong>Key responsibility:</strong><ul><li>Conduct thorough credit risk assessments of loan applicants.</li><li>Analyze financial statements, including balance sheets, income statements, and cash flow statements.</li><li>Prepare comprehensive credit reports and present findings to credit committees.</li><li>Monitor existing loan portfolios for potential risks.</li><li>Stay updated on industry trends and regulatory changes affecting credit risk management.</li><li>Collaborate with other team members to ensure efficient and accurate credit analysis.</li><li>Maintain accurate records and documentation related to credit assessments.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>Excellent analytical and problem-solving skills.</li><li>Strong understanding of credit analysis principles and techniques.</li><li>Proficiency in Microsoft Excel and other financial modeling tools.</li><li>Excellent communication, interpersonal, and teamwork skills.</li><li>Ability to work independently and manage multiple tasks simultaneously.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Collaborative and supportive work environment.</li><li>Health insurance coverage.</li><li>Paid time off.</li><li>Employee assistance program.</li></ul></p><p><strong>A Day in the Life:</strong> You'll start by reviewing loan applications, then analyze financial statements and credit reports, prepare your assessment, present to the team, and document your findings for future reference. This job requires meticulous attention to detail.</p>